I went ahead and did it – I cut up my second-to-last credit card [that is, of the ones that will go away – we will be keeping one Amex and one Visa just in case] – the Discover. We never used it and it was a rather tempting card since they would let me do large volume cash advances. So, I called the number and out came the scissors.
Chop, chop! One down, one to go! MBNA, you’re goin’ next!